What are the exceptions on my title commitment?

Every title commitment lists exceptions: matters the policy expressly does not cover. Most are normal and expected: a utility easement across the yard, recorded subdivision restrictions (CC&Rs), or mineral or water rights that belong to someone else. Listing them isn’t a red flag by itself; it’s the company being precise about what’s insured and what isn’t. It’s worth reading the exceptions with your title officer, because occasionally one reveals something you’ll want to investigate, like an access easement or a right that affects how you can use the property. Knowing them up front prevents surprises after closing.