How much does title insurance cost in Idaho?

Idaho is a filed-rate state: each title insurer files its own rates with the Idaho Department of Insurance, so the premium varies by company and by the value of the property. Title insurance is a one-time premium paid at closing, not a recurring charge. An owner’s policy is based on the purchase price, and a lender’s policy on the loan amount. If you bought or refinanced the property recently, you may qualify for a lower reissue rate. For the exact premium on your transaction, ask Kootenai Title Company for a current quote.